How do I find out what my credit score is? - Rilio Realty

There are four main ways you can figure out your score:

  1. Check your credit card statement. A lot of credit card companies and some auto loan companies have started providing credit scores. It’s usually listed on your monthly statement or available in your online account.
  2. Talk to a non-profit credit counselor. These are trained specialists who can often give you a free credit report, walk you through it, and even help you come up with ways to improve your score.
  3. Use a credit report service. These are the “free credit score” services you’ve probably heard advertised. And some of them really are free. Others, however, require a credit card and charge you if you don’t cancel by a given date. So if you go this route, just read the fine print.
  4. Buy your credit score. If you’d rather go straight to the source, you can buy your score directly from one of the three main credit reporting companies: Equifax, Experian and TransUnion. Just remember, you’re not obligated to buy any of the additional services they may offer you, like identity protection or background checks.