Turns out, whether you were on the Honor Roll or barely rolling through school, the grade that matters most when you want to buy a house is your credit score. A credit score is based on things like: Do you pay your bills on time? How much credit card debt do you have? And how long have you had a credit history?
Credit scores can range anywhere from 300 to 850. The higher your credit score number, the better interest rates and loan options you’ll qualify for.